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Roy Thomsitt's Articles in Debt Management

  • New Year Home Budgeting
    The pre-Christmas period is the peak time of the year for retail sales, and many department and other stores depend on a successful Christmas for their annual profits. There is another side to that coin: the same period is also the peak time for consumer spending. A surge in consumer spending often means a jump in borrowing to support that spending in the stores.

    Even people who might normally be very careful with their finances, may feel some pressure to overspend at and ...

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