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Raynor James's Articles

  • A Guide to Home Inspections
    Any Sally and Sam Homebuyer can look at a home and decide whether it is attractive. They might notice it is freshly painted in pleasing colors, has the requisite number of rooms, a cook’s kitchen and is located in a location with top schools. But what about less obvious parts of the house?
  • A Secret to Real Estate Profits - Follow The Builder
    As the real estate market cools, the profit potential of home ownership has cooled as well. Here’s a strategy called “follow the builder.”
  • A Secret to Real Estate Profits – Follow The Builder
    As the real estate market cools, the profit potential of home ownership has cooled as well. Here’s a strategy called “follow the builder.”
  • A Tip On How To Get Offers When Showing Your House
    You are in the process of trying to sell your house and have your marketing up and running. So, how do you convert callers into offers? Here is one method.
  • A Word of Warning About Home Inspections When Buying
    When you make the decision to purchase a home, you are committing to a lot of debt. You want a home inspection, but be careful with your choice of inspectors.
  • Alabama Real Estate - A Southern Air
    Alabama is undeniably a stereotypical southern state, but the state and real estate market hold undeniable surprises.
  • Alabama Real Estate – A Southern Air
    Alabama is undeniably a stereotypical southern state, but the state and real estate market hold undeniable surprises.
  • Alaska Real Estate - The Great Outdoors
    Alaska is the biggest state in the Union and tends to be a take it or leave it proposition for relocation. For those choosing Alaska, the real estate market is a solid investment.
  • Alaska Real Estate – The Great Outdoors
    Alaska is the biggest state in the Union and tends to be a take it or leave it proposition for relocation. For those choosing Alaska, the real estate market is a solid investment.
  • An Overview of a Quit Claim Deed
    The deed to a property is a legal document that establishes ownership. There are different types of deeds. Here is an overview of a quit claim deed.
  • An Overview of the Escrow Account
    Whether buying or selling real estate, you will inevitably deal with an escrow account. If you are not familiar with an escrow account, here is an overview.
  • Appraisals - Plan for It
    A critical part of selling a home is the appraisal. Here’s how to plan for it.
  • Arizona Real Estate - A Good Buying Opportunity?
    If you’re looking to move to a new state, Arizona real estate is definitely worth a look. Following is a primer of the state and the FSBO Arizona real estate market.
  • Arizona Real Estate – A Good Buying Opportunity?
    If you’re looking to move to a new state, Arizona real estate is definitely worth a look. Following is a primer of the state and the FSBO Arizona real estate market.
  • Arkansas Real Estate - Forget the Rat Race
    Arkansas is a state that harkens back to a more relaxed time of life in our country. If you’re tired of hearing 90 cell phones ringing, moving to Arkansas may be the answer.
  • Arkansas Real Estate – Forget the Rat Race
    Arkansas is a state that harkens back to a more relaxed time of life in our country. If you’re tired of hearing 90 cell phones ringing, moving to Arkansas may be the answer.
  • Avoid Home Buying Blues at Closing
    Buying a home is a stressful and emotional affair. You can avoid the home buying blues by keeping your cool at closing.
  • Best House Color to Sell
    Love at first sight is a concept that applies to the real estate market. So, what is the best house color to sell your home to a love struck buyer?
  • Buy The Most Expensive House In The Neighborhood?
    When looking at homes, one is tempted to buy the best home in a neighborhood. Should you buy the most expensive home on the block? No.
  • Buyer Beware of Excessive Home Improvements
    When shopping for a home, many buyers view improvements to properties as positive sign. In general, this is logical but a buyer must be careful.
  • Buying a Home -- Is a Home Inspection a Good Idea?
    To avoid “buying a pig in a poke,” buyers have long demanded the closing on a home purchase be contingent upon a satisfactory inspection by a home inspection firm. In many parts of our country, we’re now experiencing a strong sellers’ real estate market and sellers often receive more than one purchase offer on the same day for their home. In this environment, buyers are rethinking the home inspection requirement. Is this a good idea?
  • Buying a Home – Dealing With Lender Letters
    Most people who set out to buy a home, be it house, townhouse, condo, apartment, or mansion on a hill, know they need to have a lender letter in hand saying they are qualified for a loan. What most “civilians” (people not in the real estate business) don’t realize is how much the value of a lender letter varies.
  • Buying A Home – Rain, Sun, and Weather Issues
    When buying a home, it can be easy to overlook year-around weather issues. You may think you are purchasing a home in a sunny area, but come to find there is always a heavy cloud cover. This is just one of a number of weather issues to consider when selecting your dream home.
  • Buying A Home – What Is That Noise!?!
    You’ve found the perfect home, closed escrow and just finished moving in. As you happily fall asleep, all seems well in the world. An hour later, you bolt up in bed to an ear splitting sound. All is no longer well in the world.
  • Buying A Home – Zoning and Architectural Review Board Restrictions
    When you buy a home, you need to be aware of the various things that can limit your control over the property. This is as true for finished lots and single family homes as it is for townhouses, condos, and apartments. It’s a good idea to understand these limitations before you buy, so that you can decide whether you’re willing to live with them or not. After you buy, it’s too late; you’re stuck.
  • Buying A House - Checking Exterior Wood
    You need to be very careful before committing to the purchase of a house. If the house has wood and brick on the exterior, you need to consider the following issues.
  • California Real Estate - Appreciation on Steroids
    For the last five years, owners of California real estate have been hitting the ball out of the appreciation ballpark. Yes, a real estate market on steroids.
  • California Real Estate – Appreciation on Steroids
    For the last five years, owners of California real estate have been hitting the ball out of the appreciation ballpark. Yes, a real estate market on steroids.
  • Carefully Consider the Real Cost of that Fixer Upper
    If you watch television, you have seen the shows that turn dumps into pristine dream homes. Fixer uppers can return good profits, but be careful when calculating repair costs.
  • Checklist for Preparing Your Home to Be Listed
    Once you decide to sell your property, you need to realize it evolves from your residence into a product. Before listing it, here are some tips on sprucing up your product.
  • Closing Costs When Buying A Home
    Closing costs are often the last thing a person thinks of when buying a home. While closing is the joyous moment the home becomes yours, the costs can be surprisingly aggravating.
  • Coinciding Settlements Clauses – Funding Issues
    People who are selling their home in order to buy another frequently put a “coinciding settlements” clause into their contract offer on the new home. The purpose of this is usually twofold. In this article, we discuss the first purpose which is to use funds from the old home to pay for the new one.
  • Coinciding Settlements Clauses – Moving Issues
    People who are selling their home in order to buy another frequently put a “coinciding settlements” clause into their contract offer on the new home. One reason for doing this is so they can move from one home to the other at the same time.
  • Colorado Real Estate - The Rocky Mountains
    Colorado is the land of the Rocky Mountains and all that comes with it. Located in the foothills, Denver is the central location for Colorado real estate.
  • Colorado Real Estate – The Rocky Mountains
    Colorado is the land of the Rocky Mountains and all that comes with it. Located in the foothills, Denver is the central location for Colorado real estate.
  • Condominiums - Advantages of Ownership
    Condominiums tend to be a love it or hate it subject with property owners. Here are the advantages of owning a condominium.
  • Condominiums - Disadvantages of Ownership
    Purchasing a new residence involves many issues and condos may be on your radar. Before you buy, keep in mind there are disadvantages to condominium ownership.
  • Condominiums - Should You Consider Purchasing One
    Condominiums tend fall into the love them or hate them position for buyers. Here’s primer on condominiums.
  • Condominiums – Advantages of Ownership
    Condominiums tend to be a love it or hate it subject with property owners. Here are the advantages of owning a condominium.
  • Condominiums – Disadvantages of Ownership
    Purchasing a new residence involves many issues and condos may be on your radar. Before you buy, keep in mind there are disadvantages to condominium ownership.
  • Condominiums – Should You Consider Purchasing One
    Condominiums tend fall into the love them or hate them position for buyers. Here’s primer on condominiums.
  • Connecticut Real Estate - Pleasant Northeastern Escape
    Connecticut is close to all the major attractions in the Northeast, but has much to offer on its own. If you’re looking for a little peace in the Northeast, Connecticut real estate is a good option.
  • Connecticut Real Estate – Pleasant Northeastern Escape
    Connecticut is close to all the major attractions in the Northeast, but has much to offer on its own. If you’re looking for a little peace in the Northeast, Connecticut real estate is a good option.
  • Content Ideas for Ads and Brochures When Selling Your Home
    Even in this hot real estate market, selling your home requires a bit of marketing effort. Ads and brochures are important and powerful tools. So, what do you put in you’re marketing materials?
  • Curb Appeal – First Impressions Count When Selling A Condo or Townhouse
    Curb appeal is the key to selling a townhouse or condo. Since common areas are controlled by a homeowners’ association, paying attention to details can make all the difference.
  • Curb Appeal – First Impressions Count When Selling Your Home
    People selling their homes via real estate brokers get lots of coaching. People selling their own homes as FSBOs need the same. One of the most important topics on which FSBOs can benefit from coaching is “curb appeal.” How does your home look when a potential buyer drives up to the curb and takes that all important first look?
  • Dealing With Unpleasant Negotiators
    Selling your house yourself can be intimidating if you’re doing it the first time. Here’s how to deal with unpleasant negotiators.
  • Delaware Real Estate - Living on the Water
    A classic Atlantic state, Delaware is known for beaches and towns on the Atlantic Ocean. Delaware real estate prices aren’t bad and appreciation is excellent.
  • Delaware Real Estate – Living on the Water
    A classic Atlantic state, Delaware is known for beaches and towns on the Atlantic Ocean. Delaware real estate prices aren’t bad and appreciation is excellent.
  • Descriptive Terms in Real Estate Ads - Even More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Descriptive Terms in Real Estate Ads - More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Descriptive Terms in Real Estate Ads - Yet More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Descriptive Terms in Real Estate Ads – Even More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Descriptive Terms in Real Estate Ads – More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Descriptive Terms in Real Estate Ads – What Do They Mean?
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here’s the first in a series of articles explaining them.
  • Descriptive Terms in Real Estate Ads – Yet More Definitions
    If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.
  • Don't Let Emotions Ruin Your Purchase or Sale of a Home
    Buying and selling real estate undisputedly has an emotional element. If you let emotions run you, there is a very good chance everything will fall apart.
  • Don't Rely Excessively On Appraisals
    Getting an appraisal on a home is a fundamental aspect of making a purchase. While appraisals are certainly helpful, you should not put too much stock in them.
  • Escalation Clauses – A Home Buyer's Secret Weapon
    Today we discuss escalation clauses because much of the country is experiencing an extreme “sellers’ market.” By that, I mean there are more buyers than there are sellers, and that results in sellers’ getting more than one offer to buy their property. The seller can be picky about the terms under which he is willing to sell. A potential buyer is apt to make one or more offers which are rejected before making a successful offer. If you are a buyer, how do you increase the chances that your offer will be the acceptable one?
  • Evaluating A Home - Water Pipes
    When evaluating a home you are considering buying, it is easy to get caught up in the visual aspects of the home. Water pipes are just one unseen area you remember to inspect.
  • Evaluating A Home – Water Pipes
    When evaluating a home you are considering buying, it is easy to get caught up in the visual aspects of the home. Water pipes are just one unseen area you remember to inspect.
  • Evaluating Properties Back On The Market
    As you house hunt for your dream home, you will often see properties that have come back on to the market. So, are these properties to be avoided or a good deal?
  • Evaluating the Offer for Your Home
    People work tirelessly to generate interest in a home they are trying to sell. Once they get an offer, however, they often are not sure how to evaluate it.
  • Final Walk-Through - The Value of Your Contract
    A walk-through is an important step in a real estate transaction. To get the most out of it, make sure you understand the terms of the purchase contract.
  • Finding a Qualified Home Inspector
    As you should already know, a home inspection is a key part of the real estate process. Of course, your home inspection is only as good as your home inspector.
  • Florida Real Estate - The Sunshine State
    Florida real estate is definitely worth a look if sun and fun is your ticket. Florida real estate, even close to the beach, is a very good deal.
  • Following A Builder for Profits - An Example
    As the real estate market begins to calm down, many worry about making a profit on their homes. Here’s an example of the “follow the builder” profit strategy.
  • For Sale By Owner and the Web
    Unless you have been living under a rock, you know the Internet has radically changed society. In real estate, this has led to a massive surge in for sale by owner properties on the web.
  • For Sale By Owner Purchase Contracts
    Deciding to sell your home will save you thousands of dollars in realtor commissions. In exchange, you need to understand subjects such as a purchase contract.
  • From For Sale to Sold!
    Once you make the decision to put a property on the market, you want it to move as soon as possible. Here are some thoughts on going from for sale to sold.
  • FSBO Sellers – The Real Estate Agent Is Not Your Enemy
    If you are selling your home without a real estate agent, you need to realize the agents in your area are not your enemy. In fact, they may prove very useful in moving your property.
  • Getting Down Payment Help From The Government
    A large hurdle you must overcome to purchase a house is the down payment. Fortunately, you can get down payment help from the government for your dream home.
  • Getting The Word Out About Your Open House
    When selling your home, you have to get the word out to buyers in the area. The Internet is a great method for doing that, but traditional methods are really the way to go.
  • Home Buying Checklist - Paint and Stucco
    Buying a home is a big investment. You should use a checklist when sizing up potential homes. In this article, we cover a home buying checklist for paint and stucco.
  • Home Improvement Contract Tips
    Many a soul has hired a contractor to do repairs or improvements on a home only to find something is fishy. Here are some tips to avoid problems.
  • Home Improvements - Expressing an Attitude
    There are many issues to address when doing major home improvements. The overall atmosphere and attitude of the improvements can be a key issue.
  • Home Improvements - General Points
    Every home improvement situation is different. Still, there are some general points that apply to most projects.
  • Home Improvements - Making Decisions
    If you have a family, planning home improvements should be a family matter. Still, you want to stick to ideas that work.
  • Home Improvements - Questions and Answers
    When considering home improvements, it is important to ask family members for their opinions. So, how do you evaluate the answers?
  • Home Improvements - The Fun Stuff
    Planning home improvements necessarily involves addressing numerous practical matters. That doesn’t mean you should ignore the fun stuff!
  • Home Styles
    Whether you’re buying or selling, reading real estate ads can be confusing. Here’s a primer on the styles mentioned in the ads.
  • Housing Slow Down Means Buying Opportunities
    It is fairly clear that the recent blazing hot real estate market has cooled off. If your local market is following this trend, buying opportunities may start to pop up.
  • How Do YOu Sell An Expensive Home?
    You’ve lived in your house for years and taken pride in with numerous improvements. Now it is overvalued and you’re wondering, "How do I sell an expensive house?"
  • How Much Will You Make on The Sale of Your Property?
    Most people look to comps in their area to come up with the listing price for their property. This is logical, but you also have to focus on the bottom line.
  • How to Avoid Buyer’s Remorse
    Buying a home is euphoric and scary. On one hand, you are moving into a property you own. On the other, you are committing to the repayment of a lot of money.
  • How to Sell Your Home in a Slow Market
    The real estate market has slowed down in many areas that were booming over the last few years. Sellers in those areas got spoiled. It was only necessary to put a sign out front, and buyers came. Homes sold in a matter of days. This is no longer happening. If you want to sell your home in a slow area, what do you do?
  • How To Sell Your Own House
    With a robust real estate market, selling a house isn’t particularly difficult. Here’s a primer on how to sell your own house.
  • Idaho Real Estate – A Better Quality of Life
    A mountainous state, Idaho has become a popular destination for families and outdoor enthusiast. If you’re considering Idaho, here’s a primer on the state and Idaho real estate.
  • Illinois Real Estate – Chicago and Rural Areas
    Illinois can be divided into Chicago and rural areas. Alas, the same can be said for Illinois real estate prices.
  • Improving Bathrooms In Your Home
    One of the best ways to increase the value of your home is to improve the bathrooms. Here’s a primer on things to consider.
  • Increase You Home Value With Bathroom Improvements
    Many home owners look for ways to add value to their homes through improvements. One of the best ways is to have a go at your bathrooms.
  • Indiana Real Estate – Racing, Amateur Sports and College Football
    Indiana is the home to a proud tradition of racing with the Indianapolis Motor Speedway. Indiana real estate prices are very reasonable, particularly for first time homebuyers.
  • Investigate Surrounding Vacant Land Before Buying
    Homebuyers are always looking for an ideal situation with low prices. If you are looking in an area with open land around it, you absolutely must investigate the plans for the area.
  • Iowa Real Estate – Farmland, Corn and Family Living
    Iowa is definitely a farming state and corn is the dominant crop. Fortunately, Iowa real estate won’t take a large bite out of your bank account.
  • Is FSBO For You?
    Selling your home yourself can save you thousands of dollars in commissions. However, that doesn’t mean you should necessarily do it for the following reasons:
  • Lenders Do Not Really Trust You
    Whether you are selling or buying a home, you should always go through an escrow period. Part of the process involves the establishment of a lender account since they do not trust you.
  • Listing Your Home For Sale – Do It Online
    Do you know how many homebuyers use the Internet to find a home? You should if you want to sell your home in a reasonable amount of time. The answer is 71 percent.
  • Listing Your Property With Too High of a Price
    The biggest issue many homeowners face when listing their house for sale is the price. You want to get the most you can, but be careful when it comes to pricing it to high.
  • Looking At Geography Can Lead To Real Estate Buying Opportunities
    When a person decides they are ready to buy a home, they tend to start looking for the most they can afford in the best possible neighborhood. Alas, there is another approach.
  • Maine Real Estate – The Pine Tree State
    While a vast majority of Maine is forested, the beautiful shoreline dominates the state. Maine real estate prices, however, are surprisingly reasonable.

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