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Mary Ann Wise's Articles in Loans

  • Are Student Loans Dischargeable When You File for Bankruptcy?
    You’ve probable heard that bankruptcy brings great relief to those who are deeply in debt and can no longer meet their financial responsibilities.
    It is also commonly said that when one goes bankruptcy debts are discharged.
    However, not all debts are dischargeable and in certain cases, bankruptcy actually stands far away from being a solution to debt problems.
  • Get the Government to finance College
    When starting college the need for finance is almost always unavoidable.
    There are many sources of finance; however, the most popular are Government Grants and loans since they come with lower interest rates and longer repayment programs than private loans.
  • How To Get Approved For a Personal Loan With Bad Credit or No Credit
    Lenders always take into account credit history when deciding whether to approve or decline a loan application.
    Your credit history includes any county court judgment, defaults on loan payments, late payments, bankruptcies, loan requests, etc. all of which affect your credit negatively.
  • Payday Loans: The Way to Go When you Need Cash Urgently
    Every day payday loans become more and more popular and this type of loan is getting a lot of attention from the finance industry. The high merit of this kind of loan is that it solves an unexpected need for cash within a very short period of time which sometimes is essential.
  • Tips for Getting a Personal Loan Fast and Hassle-free
    When searching for a personal loan it’s usually advisable to take the time to search for lenders, request loan quotes from them and compare their offers in order to decide which lender has the right loan for you. This process however takes a lot of time and is very stressful, so if you are planning to search for a personal loan you might as well be prepared for what it takes.
  • Car Loan with Bad Credit
    If you have bad credit and you want to ask for a car loan, there are a few things you should keep in mind: read this article to find out what you actually need to know.

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