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Kevin Erickson -'s Articles

  • Debt Management Services - A Closer Look
    A common misconception regarding the problems associated with overextending ones finances is that it's the result of easy credit. I want to smash that idea here and now because it's not easy credit that's the problem but more specifically it's a behavior or lack of discipline problem. Sure, the convenience of having credit and being able to buy now and worry about how you'll pay for it later is a temptation but it's still no excuse.

    That being said, if you do find yourself...
  • Long Term Care Health Insurance - A Closer Look
    Kids today face an ever growing number of temptations ranging from drinking and smoking, drugs, gambling and pre-martial sex. Unfortunately, due to their youth and inexperience they fail to realize that what they do in their youth can have a great effect on their quality of life as they grow older.

    On the other hand, as people grow older and approach retirement age they begin to realize that the carelessness of their youth did have a profound effect on the quality of their...
  • How To Deal With Wireless Encryption Security Threats
    Because nobody wants to compromise the integrity of their network by having some hacker "borrow" your bandwidth or gain access and start snooping around you need to lock down your network. Fortunately, encryption is built into wireless technology; it's simply a matter knowing how to turn it on.

    Wired Equivalent Privacy (WEP) or WiFi Protected Access (WPA)
    The good news is that wireless technology does have pre-built security but the bad news is there's a flaw in that secu...
  • Pharmacy Schools - The Short List
    From pharmacy technician programs to popular nursing school and legal assistant programs, universities nationwide are gearing up to accommodate the current demand for various health care and legal related programs. As for aspiring pharmacists, there's plenty of quality pharmacy schools they can choose from when it comes to pursuing their education.

    I've briefly outlined a few of the more popular Pharmacy Schools below. Some provide only traditional campus training, others ...
  • Alaska's Alyeska Resort - Family And Ski Vacation Extraordinaire
    The "Land of the Midnight Sun" has always been an amazing source of raw, rugged beauty and many think of Alaska only as a great summertime vacation destination. On the other hand, if you like to ski you may want to consider Alaska when planning your next ski vacation because it has some of the best skiing in the world.

    And one of the top resorts in all of Alaska is the Alyeska Resort. Alyeska has a top elevation slightly above 2,700 feet, a vertical drop of 2,500 and the a...
  • Mortgage 101 - Rational Decision Making
    A big part of getting approved or rejected in the mortgage process lies in your ability to make rational, unemotional decisions. It's essential that you separate yourself from the emotional issue of getting a house and approach the whole process like a business.

    People get a bit goofy when it comes to money… especially when it comes to their money and in the case of the getting a mortgage you're talking about the most money anyone will ever spend. As a result, if you can t...
  • VoIP - A Closer Look At Choosing An Internet Phone Service
    Voice-over Internet protocol (VoIP) services are certainly becoming more and more popular and for the most part it's because they are a quality alternative to traditional landline and cell phone based calling plans. I'm no prophet but the future of the technology and how people make phone calls is definitely pointing towards VoIP.

    As is the case with most new technologies trying to decipher through all the hype and claims is a daunting task indeed and with companies poppin...
  • Credit Card Terms And Conditions - A Closer Look
    It's sad but today most credit card companies are devious and they've designed everything possible into the fine print of their terms of service to catch you. Therefore, when looking at any credit card offer, make sure you take a close look at the fine print.

    Believe me, I am fully aware that it's purposely put together to appear like a maze, but because it's so vitally important to your financial well-being and with the current trend towards "relatively" easier-to-read su...
  • Cash Advances And Credit Card Checks - A Closer Look
    Chances are you own numerous credit cards but you may not have realized that they offer other methods of extending you credit. One such alternative is the credit card check. Not commonly used but it does have its place in certain circumstances. Another commonly used method of extending credit offered by the credit card companies is the cash advance.

    Cash advances are simply industry speak for withdrawing cash directly from your credit card, either to your bank account or f...
  • Legal Assistants, Paralegals And Lawyers - What's The Difference?
    If you've ever dreamed of one day becoming a lawyer but you've been hesitant to take the plunge, a viable alternative would be a legal assistant or paralegal. Both are two peas in a pod and thus either one is probably as close as you can get to becoming a lawyer, without actually being a lawyer.

    In addition, employment in this field is projected to grow much faster than average. The current trend of employers trying to reduce costs by hiring paralegals to perform duties f...
  • Wireless Networking Cards - A Closer Look
    Ok, so you've read all the cool stuff and heard all the great things about going wireless and then it just hit you. However, that works you don't know or care but it hit you. That was it, the little voice in your head said, "do it" and that was that. Unfortunately, that was awhile ago and since that "moment" you've done your part. You did some research into what was needed to upgrade your computer but it's all just so darn confusing. You keep thinking, why can't someone just ...
  • Investing Psychology - Know Thyself
    America will continue to be the land of opportunity and regardless of what course our economy takes over the next few years, it's likely that investment opportunities will be numerous and attractive. Companies driven by the ever increasing advancements in technology will emerge, while older companies, out of necessity, will come forth with new products. One industry or another will enjoy a boom period relative to the rest. And, of course there will be casualties - there alway...
  • Debit Report - What Is It And How Does It Effect You?
    Few consumers are aware that there are companies tracking all of their personal financial transactions – bankruptcies, credit cards, installment loans, mortgages and judgments. On the other hand, unless you were raised in a cave you've heard of a credit report and most likely understand that it's a record of all of your purchases. Credit reports are primarily assembled by three credit bureaus (Equifax, TransUnion and Experian) which is then available upon request from most le...

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