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Dave Lympany's Articles Display Category|Title|Newest|Oldest The Quick Guide To Buying A Vehicle Buying a car will most likely be one of the largest purchases you make in your life and so its importance cannot be understated. With such a huge array of vehicles to choose from, throughout the various price ranges, research will be the key to a successful purchase. When you are thinking about buying a car there is one important factor to appreciate – in financial terms nearly all vehicles are liabilities. That is they LOSE money and are an added burden to your finances – no... The Province Of Alberta The Province of Alberta is approximately 255,200 square miles in size and boasts incredible scenery and abundant natural resources. It is situated between the provinces of Saskatchewan to the East and British Columbia to the west, with Northwest Territories to the North and the state of Montana, USA bordering the south. Alberta is in the Mountain Time Zone which is Greenwich Meantime -7 hours. Between the months of April and October Daylight Saving is in effect and the di... The Province Of Ontario The name Ontario is said to come from the Iroquoian (first nation) word meaning "vast body of water". It is the second largest Province in Canada, spanning approximately one million square kilometers. It stretches all the way from the Great Lakes to the frozen shores of Hudson Bay in the North. Situated between the provinces of Manitoba to the west and Quebec to the East, the Province borders the USA to the South. It is home to 6 National and 280 Provincial Parks which gi... Saving For Post Secondary Education Post secondary education is very expensive in North America and unless you are fairly wealthy will be a worry for most parents. Obviously, not all kids go onto University or College but if they do and you haven’t planned for it you could find yourself with a large financial burden. This would probably happen just when most families are looking at finally having some financial security A Registered Education Savings Plan - RESP - is vital for your financial health if you h... Immigration Research Probably the most important question and possibly the hardest to answer is “is this the right thing to do”? This, of course, is the question only YOU can answer and it depends a lot on your family. If you’re single then there are your parents, siblings, and other close family and friends you may miss who have to be informed. If your married (or separated) with a family then it’s a totally different scenario. If your kids are old enough to understand then they have to be fully... Vancouver - The Best City In The World? The beautiful city of Vancouver is located in the Southwestern corner of British Columbia, Canada; on the coast of the Pacific Ocean. Being overlooked by the Coast Range Mountains and surrounded by water on three sides, the city has a landscape that truly takes your breath away. The Greater Vancouver Regional District (GVRD) has everything from Beaches, mountains and 192 beautiful parks to a cosmopolitan downtown area, fabulous shopping and entertainment. Due to it's locat... Our Canadian Immigration Story After 6 weeks in Canada and the finality that we were no longer on vacation hit with a thud – we weren’t going “home”. I'd served 16 years in the Royal Air Force (RAF), so saying goodbye to a “safe” job seemed surreal. The final Christmas and New Year, the emotional family farewell, even the one way flight - it all seemed totally unreal! We found it hard to believe that over 2 years of planning had actually come to fruition and we were starting our new life near Calgary. ... Home Buying The first step in the home buying process is to find out exactly what kind of funds you have available – either with a mortgage or if you’re lucky - cash. In Canada, you will have to be pre-approved by the prospective lender (if you require a mortgage) who will issue a certificate showing how much you have been approved for. When you find the property of your dreams, you are then able to enter into negotiations straight away knowing that barring disasters, the financing is in... Effective Resume Writing A lot of places around the world call it A Curriculum Vitae, in North America, it's a Résumé. This is definitely one of the most important tools that any jobseeker has at their disposal. You may be THE best candidate for a particular job by a long way, however, if you don't make it to the interview stages the company will never know. Many companies (especially the larger corporations) will use computer software to "read" all the résumé’s and reject any that don't fit a pa... Pensions Pensions are definitely a political “hot potato” in most countries around the world as population demography changes with an increase in the numbers of retired citizens. Canada is no exception as private pension schemes are being promoted to take the heat off the Governments Canada Pension Plan that many analysts believe will not be able to cope in the future. Please note that any pension payments are classed as income and will be subject to standard taxation rules. Using the... Healthcare In Canada Healthcare in Canada is a vital subject for anyone moving to or residing in Canada. The Federal Government does provide some funding from the taxpayer for the health system, however, each Province is individually responsible for its own Healthcare system. There is a basic free system (Alberta, BC and Ontario charge the residents a healthcare tax or premium to pay for this!) that every legal resident and citizen of Canada is entitled to which includes access to a family doc... Canadian Immigration One of the most disheartening things I hear about Canadian Immigration is the stories of families who return to their original country after unsuccessfully attempting to settle in Canada. One of the main reasons for the failures, it seems, is that the principal member of the household that normally supports everyone financially is unable to gain meaningful employment in their chosen profession or trade. Many of these stories state that once in Canada it is quickly discover... Mortgages Canadian mortgages have some quite subtle differences from the UK system so I have no doubt they will be fairly new to most nationalities. Whichever type of home you buy, the chances are you will need a mortgage. There are many different methods of financing a home buying purchase that are unique to Canada: Assuming a mortgage - This involves taking over the sellers mortgage and negates the need to arrange your own financing. The rate you take on may well be fixed lower th...	Authors Sign Up for a free account. Submit your articles. Publishers Category RSS feeds. Resources Accredited Home Schools Article Directory More Resources

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